Too Many Motorists Log In to Facebook says Car Insurance Company

Car Insurance CompanyAccording to recently gathered data, there were almost 180,000 British motorists who were fined with penalties in 2010 and 2011. And all of these driving penalties were counts on driving while using their mobile phones. This particular number is twice more than the 74,000 driving offences committed when the drive-and-text- ban was first commenced. These statistics were gained from 43 forces acrossEnglandandWalesand was revealed today by the Freedom on Information organization.

In 2004, the first ever driving and texting (calling) ban was first set. This ban was a result of numerous accidents that were caused by driver’s using their mobile phones. Since mobile phones can distract a driver from looking at the road, a lot of accidents have occurred due to this slight carelessness. One major highlight that car insurance companies implied was the fact that a driver who texts and calls while driving is not only increasing their own risk, they were also creating a more dangerous place for other motorists to drive.

In addition to this information, another survey stated that over 7 million motorists were estimated to have used their mobile phones while driving during the last 7 months. This estimation would mean that 1 million drivers use their mobile phones to text, call or to surf the internet while driving per month. These numbers have been based on a number of researches that were gathered by a particular car insurance company in lieu of this report.

If all of these surveys will be gathered together, it would be clear that only a small number of motorists are caught driving and texting. With mobile phones now bragging internet compatibility, 3g technology and other impressive capabilities, it is not surprising to observe motorists using their mobiles while driving. Also, social networks like Facebook and Twitter do not help motorists. According to a survey this December, 12 % of motorists aged 18 – 34 admitted to log into their Facebook account or Twitter account while driving. In addition to this, about 94 % of 18-24 year old drivers admit to text while driving while 71 % use their mobiles to make calls while driving.

While this driving habit may seem substantial, it simply has too many risks adjacent to the primary motorist, to other motorists and even to third party passer-bys. Hence, a certain car insurance company is trying to urge the government to place a heftier fine by the start of New Year (2012). If things will go as planned, motorists will most likely see fines of up to £ 100 implemented.

Top 10 Locations that are Favored by Bogus Car insurance Claimants

Car insurance ClaimantsFraudsters who make false claims on their car insurance schemes have now become a huge issue because they are now hitting the rural areas as well. These schematic people who cause fake car accidents in order to make an insurance claim are not only an irritating actuality to car insurance providers, but they are also endangering the lives of other motorists.

In order to pull through their plan, the most common tactic that they use is to make unnecessary stops at busy round-abouts or slip roads. Hence, other motorists who are quietly making their way are being forced to crash into these schematic motorists.

Once the accident has been caused, these car insurance policy holders will then make bogus claims using fictitious information.

One online car insurance company has made an analysis to this recurring and progressing problem. And according to their research, they have now come up with the top 10 most preferred locations in theUnited Kingdomto carry out their fraudulent scams.

These are the top 10 car crash hot spots:

  1. North Orbital RdatLye Ln
  2. A406 Eastbound Junction nearAbbey Rd
  3. A5 Dunstable Rd Junction near B4540 Lynch Hill
  4. A40 Intersection or more popularly known as Hanger Ln Gyatory
  5. OldhamBypass &Manchester Rd
  6. BoltonM61 Junction Four
  7. Chester Rd,Birminghamnear the junctionHobs Hole Ln
  8. Woolston Grange Ave,Warrington
  9. A10 / A121 Roundabout
  10. A4177 Honiley Rdgoing towardsWarwick

The Head of Counter Fraud Operations at the car insurance company that held the analysis, Paul Hubbard, has mentioned that, “Fraudulent claims really do pose a huge risk to the public’s safety.”

“Apart from adding to car insurance costs, it is these fraudulent claimants that delay the pay-out on authentic claims because accidents need to undergo additional investigations.”

When further asked, he also said that “Our own investigation procedure lets us pinpoint the areas of concern and these top 10 rural areas are only a small; percentage of the data that represents the whole insurance industry.”

One main issue with false claims is that they do not only affect the car insurance company. They also affect honest motorists whose car insurance costs are going up because of these false claims.

According to the Insurance Fraud Bureau, they have estimated insurance companies to be paying out fraudulent car insurance claims at £ 350 million per year. If this is the case, honest customers have been shelling out £ 4 million per week to pay for these bogus claims.

 
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